Endless possibilities await when constructing a new build.

Though you can build your dream home and can reduce costs through sweat equity, construction financing is much more involved than traditional financing.

In addition to the documents required when securing a traditional mortgage, construction financing requires a building permit, architectural plans, a detailed list of costs to complete, and an appraisal confirming both the “as is” and “as complete” property values.

As construction progresses, the appraiser confirms your progress and assigns a percentage complete.

Funds are then released in the form of draws based on the percentage complete and the “as complete” value. Each draw is subject to the Construction Lien Act where your lawyer is required to hold back funds until 60 days after substantial completion, so you will not have access to all funds immediately.

It is important that you have the means to cover construction costs both in between draws and until the construction lien hold back is released.

Since construction can come with surprises along the way, our goal is to arrange flexible financing that meets your needs through the duration of your build.

Purchasing a turn-key property from a builder does not require construction financing.

Since the property will be 100% complete at closing, traditional financing can be arranged for the purchase.


Ready to see how we can



5 stars doesn’t do Corinna and Lisa justice. They went above and beyond for me throughout the entire mortgage process. I can’t thank them enough for all their help!

I highly recommend them to anyone who is looking for a great customer service experience!


M. Shannon, June 2022


I recommend 100% if looking to sell / buy or refinance. Corinna and Lisa have made the process so easy in purchasing a new home. Very professional and quick replies when having any questions or concerns.

Thank you for your help. Greatly appreciated.


C. Sirois, May 2022


I cannot thank Corinna and Lisa enough! Not only do they make sure everything is in order right from the minute you start working with them, but they keep you updated every step of the way. I was completely new to how the process worked with refinancing my home, Lisa was patient and so knowledgeable, answering all of my questions in great detail and in a timely manner. I recommend the mortgage advisors to anyone in need of this type of service, you will not be disappointed. Many thanks to all the work that was done for us to make this happen!


B. Lefebvre, January 2022


I honestly don't think that Corinna and her team could make this process any easier. This was the first time that we have ever used a Mortgage Broker and in the future we will use nothing but.

Any questions that we had were answered thoroughly and all mortgage options were explained in detail. Unlike a bank we were made to feel as though we were wanted as a client and that our opinions were valued. Thank you again for all our assistance and see you in 5 years.


N. Brown, November 2017