Maybe you are frustrated with your current lender? Maybe you don’t want to have to barter every time your mortgage comes up for renewal? When you deal with us, you get our best rates and terms the first time you call, even if you have never dealt with our office before. The best rates are available to everyone who qualifies, and our profitability is not based on the interest rate we charge you, unlike the bank. The higher the interest rate the bank charges you, the more profitable the branch becomes. Its in their best interest to charge you a higher rate.